Small Business Owner Planning | Dunbrook Associates

‍Small Business Owner Planning Services

Retirement Planning

Build a secure future beyond your business.

Retirement planning for small business owners often looks different than for traditional employees. We work with you to create a customized retirement strategy that aligns with your business goals while securing your personal financial future.

Our retirement planning services include:

Evaluating retirement savings options, such as RRSPs and pensions
Setting up Individual Pension Plans (IPPs) or Group RRSPs for employees
Strategies for transitioning your business as part of your retirement plan
Income projections to support your desired retirement lifestyle

With Dunbrook Associates, you’ll have the confidence that your golden years are well-planned and financially secure.

Financial Planning for SBO’s

Your business and personal finances, working in harmony.

As a small business owner, your personal financial success is closely tied to your business’s performance. Our advisors help you create a comprehensive financial plan that balances both, ensuring long-term stability and growth.

Our financial planning services include:

Cash flow management and budgeting for personal and business needs
Debt management strategies
Investment planning for business reserves and personal growth
Risk assessment and mitigation strategies

We help you make informed financial decisions so you can focus on growing your business.

Estate Planning

Protect your legacy and secure your family’s future.

Estate planning is essential for small business owners to ensure a smooth transfer of assets and minimize potential complications. We’ll help you develop an estate plan that safeguards your family’s financial security and preserves your business legacy.

Our estate planning services include:

Business succession planning and valuation
Structuring wills and trusts for business and personal assets
Minimizing estate taxes and liabilities
Ensuring smooth ownership transitions

Let us help you prepare for the unexpected while protecting what matters most.

SBO Tax Planning

Optimize your tax strategy and maximize savings.

Small business owners face unique tax challenges, but proactive planning can help you reduce your tax burden. Our advisors specialize in creating tax-efficient strategies that align with your business and personal goals.

Our tax planning services include:

Maximizing deductions and credits for your business
Structuring your business for tax efficiency
Income splitting strategies
Planning for corporate and personal tax integration

With Dunbrook Associates, you’ll gain expert guidance to minimize taxes and keep more of your hard-earned money.

Life Insurance Planning

Protect your business and your family’s future.

Life insurance plays a vital role in securing your business, supporting your family, and managing risks. We help small business owners design life insurance plans tailored to their unique circumstances and objectives.

Our life insurance planning services include:

Key person insurance to protect your business operations
Buy-sell agreements funded by life insurance
Term and permanent life insurance options for personal and business needs
Debt protection to safeguard your business from financial strain

Ensure your business and loved ones are protected with a life insurance plan designed for peace of mind.

Partner with Dunbrook Associates Financial Advisors

At Dunbrook Associates, we’re dedicated to helping small business owners navigate the complexities of financial planning. From retirement and tax strategies to estate and insurance planning, our expert advisors are here to guide you every step of the way.

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