One of the most common financial questions Canadians ask is: Should I pay down my mortgage faster, or should I invest my extra money? It’s a smart question and an important one because the decision can have a long-term impact on your wealth, cash flow, and peace of mind.
As the year draws to a close, many Canadian investors begin reviewing their portfolios and looking for ways to reduce taxes before December 31. One strategy that often comes up in year-end planning discussions is tax-loss selling
Giving back to causes you care about can be one of the most meaningful financial decisions you ever make. For many Canadians, philanthropy is more than writing a cheque once a year — it is a long-term strategy to support community organizations, build a family legacy,...
When investors talk about performance, the conversation often focuses on returns—which portfolio performed better, which fund outpaced the market, or which strategy generated the highest growth. While investment returns are important, they tell only part of the story....
Market volatility can feel unsettling—especially when headlines are filled with talk of interest rate changes, geopolitical conflict, inflation concerns, or economic slowdowns. Sharp market swings often trigger anxiety, second-guessing, and the urge to “do something”...
Planning retirement income in Canada can feel overwhelming, especially when government benefits come with acronyms, eligibility rules, and timing decisions that can significantly impact your cash flow. Three of the most important programs retirees should understand...